I delayed applying for an Apple Card until recently when Apple introduced their savings account with 4.15% APY paid monthly but accrues daily.

The features of the Wallet app for Apple Card are outstanding! It is easy to keep track of your spending and has a visual indicator of the categories with the most spending. Most importantly, it is easy to pay your balance daily if you so desire.

Apple should consider creating some sort of WalletKit or API so other banks can make it so easy to really control credit card spending. The Apple Card already has great features that differentiate it from other cards. Consumers will continue to use it even if other banks are able to enhance their user experience with an enhanced Wallet app.